Loan Market Edge - Servicing the Gold Coast, Townsville & Mackay.
Get the edge on your finances today with Loan Market Edge.
Loan Market Edge has been helping people get into property for eight years now. From the humble beginnings of a one-man show to a team of 10 trusted professionals, Loan Market Edge can expertly assist you with your finances.
Headed by award winning broker Phil Rogers, Loan Market Edge services clients all over Queensland with offices based in the Gold Coast, Townsville and Mackay. The team of mortgage brokers and customer service specialists have access to Australia’s largest banks as well as over 30 specialist lenders which provides you with a huge advantage when it comes to saving money on your home and investment loans. Loan Market Edge can:
- Compare over 1,000 home loans for you in a personalised report
- Negotiate lower interest rates on your behalf for the loan you're interested in
- Save you time, money and stress
Our focus is simply you. We’re here to help guide you through the process, always providing the highest level of quality service and delivering industry leading results. When you choose Loan Market Edge, you’re choosing a tight knit team of experts who can save you more money than you thought possible, all the while keeping you updated at every step of the way to make it a stress free experience.
You can get the edge on your finances too - contact us today for a free loan health check and start saving.
Buying your home can be an exciting yet overwhelming experience, not to mention a big financial commitment.
Refinancing your current home loan is a good idea if you want to lower your monthly repayments, access existing equity in your home loan or to consolidate debt.
Self employed borrowers
Many Australians enjoy the freedom of working for themselves, but being self-employed means time is of the essence, not to mention the challenge of keeping up with the paperwork of running your own business.
Smart property investment needn’t be a time investment.
Sometimes the hardest part about building or renovating a home is organising the finance.
Equipment and car finance
Welcome to the introduction of Asset Finance Division. Our aim is to provide a holistic approach on all products and services within the finance industry.
We’re starting later, it’s costing more - is the property dream unreachable in 2020?
Once upon a time, let’s call it the 80s, the average Australian would buy their first home at the age of 24. Here we are, three decades later, and buying property doesn’t occur until we’re 35. Why is that? Is it thanks to the price of housing in our popular cities, and the militant discipline required to save a gigantic deposit? Or is it that we’ve decided to ‘live a little’ in our twenties, choosing renting and share-housing over striving to attain our first property asset? And is property still the asset class it used to be? Let’s discuss.
The race to the bottom; banks start zealously cutting rates
In the midst of a terrifying and rough summer for much of Australia, it’s odd to reflect on the season that has been for real estate. It’s been a while since the temperature of the housing and home loan market has been so pleasant. Record low rates, looser credit criteria, lender competition, government incentives, much more market activity and property price growth have been coinciding of late. The sentiment has changed and it can be seen in renewed investor and owner-occupier activity, banks proudly shouting about new low rates, and first-timers getting a gift from the government.
Is your cash making you poorer?
You know the phrase, “asset rich, cash poor”? It’s never been uttered in a more provocative environment. Even if you’re generally flush with cash, cash as an investment type is hamstrung these days by the central bank cash rate, meaning you’re poorer than you need to be. Let me say it straight. Cash, right now, is kinda useless as an investment. Rates are about as low as they can go (or are they?) so any cash investments still held are no longer helping your cause. That’s presuming the cause is wealth creation. Cash investments are simply not delivering the returns and the low risk profile that have made them popular for so long.