If you are looking to lower your monthly repayments, consolidate debt or utilise equity in your home then refinancing might be a good option for you. If you do it right, and at the right time, it can save you a lot of money.
Before you refinance you need to carefully consider if it is best for your situation now and in the future and exactly what goal you are seeking from refinancing. Ultimately you want to be in a better position after refinancing than you were before.
Refinancing is a good idea if:
- You are wanting to access equity to pay for renovations, buy a car, or invest in another property.
- The interest rate you are currently paying isn't competitive with others in the market.
- You want to consolidate debt.
- You want to reduce your monthly repayments.
As your local mortgage broker I will assess your current loan and compare it to other products that are in the market. I will then determine if refinancing will provide you with the benefit you require, or if the fees and charges are too high compared to other products. The great news is that loan products are constantly evolving and have improved significantly over the years, if there is a better deal out there we will help you find it.
We take the stress out by keeping it simple and guide you through the process from loan application, through to settlement and beyond. We have access to exclusive offers, and the power to negotiate better deals on rates and fees. We help you navigate the application process and work hard with the lenders to make it all happen.
Our promise to you.
Once your loan is set up, we will keep in touch so that no matter how your circumstances change in the future, we ensure you are in the right loan for your situation. As part of our lifetime service we review your loan annually, and send you updates on what the market is doing and how you can potentially benefit.
If you're looking to refinance your home on the Sunshine Coast including Coolum, Peregian, Noosa, Yamba and surrounding regions, contact us today.