Loan Market Mortgage Broker servicing Adelaide, Unley, Wayville, Kurralta Park and surrounding areas
Securing your home loan can be daunting especially when negotiating directly with your bank on your own. By talking with me, most of the legwork is done for you. With access to 1000's of loan products from a wide panel of banks and secure lenders, think of me as your insider, who can take the “pain” out of the process.
For something as major as your home loan, it is important to know what benefits a mortgage broker can provide you instead of going directly to the bank. As a mortgage broker with Loan Market, I have access to over 30 lenders you know and trust as well as 1000 different loan products. I can assist you with owner occupied loans, investment loans, buying your first home, construction loans and guarantor loans.
First Home Buyers
Buying your first home can be very daunting but exciting. I will assist you through the whole process, from our initial meeting, where I will go through all aspects of your loan and any questions you may have. The most commonly asked questions being; how much deposit do I need? How much can I borrow? How does the first home owner grant work?
The most important thing to ask yourself when you’re considering refinancing is; will this put me in a better position? I can go through the sums and costs involved in changing home loans, if it's going to put you into a better position, then why not? As a mortgage broker with Loan Market, I have access to over 30 lenders and over 1000 products. If you’re happy with your current bank there may still be an option through them that you aren't aware of.
Put simply is the capacity to finance the purchase of assets for the self-employed, small business owners, contractors. Asset finance can be much easier to get approved and have much lower interest rates.
Time to refinance?
Set and forget might work with the oven timer...not so much with your mortgage. Twenty-five years is a long time and things change.
Wondering how to use your refinancing capital?
How many times have you watched the TV show, The Block, and said ‘I could do better’?
Refinancing Myths: BUSTED
Despite what you might have heard on the rumour mill, refinancing* your mortgage gives you the opportunity to take advantage of competitive rates and secure a better deal than you previously had.