Your mortgage broker in Alexandra Hills, Belmont, Carina, Carindale, Manly, Tingalpa, Wynnum and surroundings.
Not all situations fit a set loan perfectly, my role and key skill as your mortgage broker is to totally understand your situation and present the appropriate loan structure to the selected lender to achieve a good outcome for all parties. A good broker helps you get not only a loan, but the right loan for your circumstances.
Trevor Taylor has been helping people in the Bayside and Brisbane Southeast find the best home loan deals for over 20 years.
Trevor has made a career of removing the barriers to buying property and making it easy for his clients. Whether you’re buying or selling, Trevor will support you through the mortgage process. And regardless of whether you’re a first-home buyer, an investor, looking to refinance or moving in to your dream home. Trevor can work with you to choose the right finance deal.
When you use a Loan Market broker like Trevor you’re giving yourself the insider’s edge. That’s because Trevor talks to lenders daily to find you the hottest home loan specials and takes a truly impartial view of hundreds of loans from over 30 lenders. And by doing all the leg work, such as completing paperwork and liaising with solicitors, he takes the stress out of your home loan.
Trevor covers many suburbs including Alexandra Hills, Belmont, Carina Heights, Carindale, Manly, Tingalpa and Wynnum.
The secret of a good loan is to look beyond the interest rate into what the banks policy requirements are and to ensure the lender is the best match not only for the immediate needs but also to achieve your long term plans.
Trevor has industry qualifications including Diploma of Financial Services.
In his downtime he enjoys getting involved in activities on or by the ocean.
Whether you are starting out on your property investment journey, have a growing portfolio or wish to purchase through a Self-Managed Super Fund (SMSF), my highly customised approach will help you to get the best out of your investment strategy.
Moving onto the next phase of life can often mean the joy of finding your dream home or upgrading to something bigger or better.
When looking at borrowing for your new home or investment, it’s often hard to know your regular cash-flow or meet the documentation requirements of lenders.
Changes to property investor lending
In 2015 we saw a significant change within our banks, as the interest rates on investor loans increased despite the Reserve Bank’s cash rate remaining relatively stable throughout the year. Let’s look at why this change came about.
How to combat home loan stress
With most home loans stretching over a period of 30 years, at one point or another, mortgage holders are likely to experience stressful financial periods. And to add to it, interest rates will almost certainly fluctuate significantly over the life of your loan. Just look at how things have changed in the last 10 years. In 2007, I remember when interest rates peaked at just under 10 per cent - today they generally have a 4 in front of them. So, what can you do to help overcome mortgage stress?
If you Buy An Older House On Bigger Block of Land
A decision many homebuyers in Redlands need to make is whether they choose to buy land and build new or go for an older, established house and renovate. There’s plenty of choice when it comes to building new, with land releases coming out all the time. But it’s here that size really does matter. At the moment, new land is coming out in 400-500sqm lots, and even some new land in Thornlands is half that - around 250sqm. For buyers who are looking for more space, all the bigger blocks of land have established houses - these blocks can be a large as 900sqm. In my opinion, if size matters to you, the best way to secure a big block is to invest in an existing property. Let’s look at the benefits of larger land size.