Mortgage Broker in Westmead, Wentworthville, Parramatta and surrounding suburbs
Helping people, and providing absolute customer satisfaction is my main goal. I achieve this by completing a comprehensive 'fact find' on all my clients.
I find out what they are really looking for in a home loan, what their plans and goals for the future are, and then source the most suitable home finance options based around these requirements.
I work with people from all walks of life, from self-employed borrowers to retirees.
Buying a home is one of the most important decisions we make in our life and getting the right home loan is as important as buying the right property.
With over 25 lenders on our panel, we can often source interest rates at significant discounts to what you may see advertised.
Many Australians enjoy the freedom of working for themselves, but being self-employed means time is of the essence, not to mention the challenge of keeping up with the paperwork of running your own business.
Could a rate cut in October coincide with a turn in the market?
Historically, one of the best barometers for the health of the property market is auction data… So, I asked my colleagues at Australia’s largest real estate company - Ray White - to share their nationwide auction stats looking back at the year that has been. They collect this data every weekend, and over thousands of auction events they measure the clearance rate, number of active bidders, number of onlookers, and a variety of other useful metrics. So what do these findings tell us about where we are in the property cycle?
When is cheaper not necessarily better?
With all the hype around record low interest rates it's easy to get tunnel vision and focus only on the lowest number when choosing a home loan provider, however finding the right loan is about much more than just the best rate. When assessing possible options for home loans, borrowers frequently assume the ones with the lowest possible rates to be the best without being mindful of other considerations such as fees and charges or loan features.
Shares, cash, real estate and record low interest rates.
We’ve not seen interest rates at this level since the 1950s, so what are the opportunities and pitfalls that come with a cash rate at one percent for everyday investors? Low interest rates represent benefits in some investment categories, and hurdles in others. So how do you make low rates work for you? Understanding what avenues are available to invest in, in today’s environment is a topic I constantly discuss with clients and finance industry peers.