Mortgage Broker in Westmead, Wentworthville, Parramatta and surrounding suburbs
Helping people, and providing absolute customer satisfaction is my main goal. I achieve this by completing a comprehensive 'fact find' on all my clients.
I find out what they are really looking for in a home loan, what their plans and goals for the future are, and then source the most suitable home finance options based around these requirements.
I work with people from all walks of life, from self-employed borrowers to retirees.
Buying a home is one of the most important decisions we make in our life and getting the right home loan is as important as buying the right property.
With over 25 lenders on our panel, we can often source interest rates at significant discounts to what you may see advertised.
Many Australians enjoy the freedom of working for themselves, but being self-employed means time is of the essence, not to mention the challenge of keeping up with the paperwork of running your own business.
Even the Government is suggesting you refinance this month, but why?
For Australians with a home loan, we’re dealing with two major factors that you should know about right now. The first factor is that banks have never been more competitive for your business, and the second factor is that those same banks, ironically, are largely failing to pass on the full rate cuts available, so you’re probably paying your current lender more than necessary in this market. What does this mean for your home loan today? Is haggling worth it?
BID is my BAU!
Not sure if it will affect you? This month the Government is knee-deep in a bill that absolutely affects your business and mine, and certainly affects our clients. Also, it’s a confusing market for borrowers. Interest rates are down and the media has been positive that by all indications, the property market is recovering, although housing stock is still light on compared to demand - particularly for springtime - which is partially responsible for driving up prices in most capital cities. How can you help them decipher it?
Are mixed messages creating uncertainty for your clients?
It’s a confusing market for borrowers. Interest rates are down and the media has been positive that by all indications, the property market is recovering. However housing stock is still light on compared to demand - particularly for springtime - which is partially responsible for driving up prices in most capital cities. Lender competition is fierce, but there’s more scrutiny than ever on borrower spending, meanwhile banks aren’t passing on rates in full.