Home Loans

95% Home Loan

Most banks and lenders will require a minimum deposit of 5 per cent of the value of the property you are purchasing, before they will approve you for a home loan. Depending on the lender and your individual situation, you may be able to fund your deposit from a range of sources, including genuine savings, monetary gifts, inheritances and first home buyer incentives. I can help you to secure loan with as little as 5% so you can move from renters to home ownership.

As an expatriate, I have had difficulties getting lenders to accept my foreign income and my minimum savings inAustraliauntil I met Jenny. With her professional help, I finally got my dream home for my family. Jenny has turned my dream into reality. Thank you for helping my family settle in our home vs. moving house every 12 months. John & Veronica, Logan, QLD

Home Loan Pre-approval

Home loan pre-approval is a great way to ensure you know how much you can afford to pay for a property before you even start looking. A written pre-approval can also give you an advantage when negotiating on a property with a vendor, as opposed to someone who has no pre-approval or finance in place. Home loan pre-approval is generally valid for about three months, and you only need a satisfactory valuation on the property you intend to purchase before your pre-approval can progress to a full loan approval.

Through Jenny I got an under valued property and I made more than $100K at purchase. I credit this to her advice and the pre-approval allowed me to negotiate hard with the seller. Best thing is I got this home while I am under probation. Jenny was very patient & supportive during the whole process; she showed me the way to financial freedom. Steven Chua, Robertson, QLD

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