NEWS & INSIGHTS

As home finance experts, we love keeping Australians like you up to speed on finance news, home advice and tips to grow your wealth.

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    Low interest rates don’t just mean it’s a good time to buy a home

    With interest rates remaining low, in the light of yet another announcement of ‘hold’ from the Reserve Bank, now remains a great time to take advantage of low interest rates. Low interest rates typically signal an opportune time to buy property, but you can capitalise on them even if you’re not i...

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    EOFY Wrap Up

    Can you believe we’re already mid-year, with another financial year just wrapping up? The property market and employment rates varied significantly from region to region, interest rates remained low, the cash rate mostly remained unchanged, and headline inflation increased in Australia, as it did...

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    Last minute tax tips for your clients

    There are many items which are claimable, but many people are unaware of what they are. Have your clients recently purchased a computer, phone or home office furniture? Subscriptions to publications or course costs? They may even be able to claim their new pair of sunnies if your job involves bei...

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    How your clients can quickly save for a deposit on their first home

    Saving for the deposit on a first home can be exciting for your clients, but it can also end up being tedious and drawn-out. They will want to speed up the process in order to save themselves money in the long run and get into their home quicker. This does call for some sacrifices, however drasti...

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    Does your client work for themselves? What they need to know about self employed loans

    The lure to be your own boss appeals to many. Working full-time for someone else is no longer the norm, with many Australians now opting to work for themselves instead. While there are many perks to working for yourself, there are also downsides, such as potential difficulty in securing a loan.

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    Changes to stamp duty for FHB

    On June 1st, NSW premier Gladys Berejiklian announced that first home buyers across the state will be exempt from paying stamp duty on existing and new homes up to $650,000. There will also be stamp duty concessions for properties between $650,000 and $800,000. The changes, which will come int...

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    How to get a lender to say yes!

    If you’re thinking about applying for a home loan, it’s important to gain an understanding of what the banks and lenders look for in the approval process. The lender will assess your financial position and ability to service the loan, and based on the level of risk that you impose to them, wil...

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    Will the new budget help first home buyers?

    The Federal Government announced its budget, earlier this month, placing a strong focus on first home buyers. The First Home Super Saver Scheme was introduced as part of the big housing affordability measure, where from 1 July 2018 individuals will be able to apply to withdraw voluntary contri...

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    Taking a holiday… from paying your mortgage

    The commitment of mortgage repayments, is likely the largest expense your clients have each month. This is why taking a break from paying their home loan could be the solution to temporarily alleviate financial burden.

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    How to add value with a granny flat

    Adding a self contained unit, or ‘granny flat’ to your home can be a cost effective way to provide a home for elderly relatives or older children struggling with rising rent. It can also be a great way for homeowners and investors to generate extra cash flow through rental income and increase the...

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    Renovation loans explained

    From small DIY fix-ups through to major re-construction projects, renovations can be a great way to add value to your home. There are a number of finance options available to renovators, so it’s important to understand which type is best suited to your circumstances.

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    Get prepared for tax time

    Tax time can be stressful, but with a bit of preparation and organisation, you might be able to save yourself time, energy, and most importantly, money. The additional funds will be particularly useful if you’re looking to apply for, or make extra payments toward your home loan.

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    Selling your home in winter

    Although the market is typically a little slower during the cooler months, there are advantages to selling during winter. Serious buyers will be on the lookout for property regardless of the time of year, and you may find there are fewer homes for sale, therefore less competition. Here’s a few th...