JENNY OH BLOG

As home finance experts, we love keeping Australians like you up to speed on finance news, home advice and tips to grow your wealth.

  1. New housing boom looming or just a bunch of hot air? EOFY Tips!

    News just in: APRA, Australia’s banking regulator, just announced they have begun consulting on possible revisions regarding serviceability meaning banks no longer have to use its theoretical 7% interest rate floor when calculating if your clients can service a loan. They could instead use the lo...

  2. 5 key tips for home buyers

    For years, home owners have been counting our lucky stars. Until now. Prices are swirling downward. It’s being predicted that there will be some serious shivering this year.

  3. Voting at the Federal Election

    With the federal election fast approaching, there is one thing on everyone’s mind as we head to the polls on May 18... who do I vote for?

  4. Finding finance for self-employed clients

    Becoming your own boss is definitely a rising trend and while there are many perks to working for yourself, there are also some downsides, such as the potential difficulty in getting a loan when you really need one.

  5. Interest rates: Who sets them, how and why?

    The Reserve Bank of Australia (RBA) is our central bank who ultimately makes the call on whether interest rates move up or down. These movements greatly influence our economy and control inflation, which is very important.

  6. Loan Market notches up record number of finalists in industry awards

    ​Loan Market’s brokers, offices and teams have achieved excellent results in Mortgage and Finance Association of Australia’s (MFAA) 2019 Excellence Awards, with 22 finalists across all states.

  7. Could PayPass ruin your home ownership dreams?

    Even as property prices are dropping, it is getting more difficult to secure a mortgage. Given property valuations are lower, and the Royal Commission has scrutinised Lenders’ home loan application processes, prospective Aussie homeowners are reporting that it is taking months to get approval and...

  8. Broker vs Bank. What's the difference?

    When it comes to deciding if you’ll use a broker or go direct to your bank for your next refinance, investment property or car loan, it’s important to know what each can offer.

  9. A beginner's guide to property investment

    Interest rates are at an attractive level, which has led many people to look towards investing in a rental property. But before you make your first investment you'll need to decide on a strategy: property type, location, and how you're going to fund it.

  10. 6 things to consider when applying for a loan

    Even though property prices are dropping, it is getting more difficult to secure a mortgage. Given property valuations are lower, and lenders’ home loan application processes have been scrutinised by the Royal Commission, prospective Aussie homeowners are reporting that it is taking months to get...

  11. The federal election and your client's finances

    With the federal election getting closer every day, let’s take a look at some of the housing and finance related changes currently on the table.

  12. ‘Speaking with MPs is working, don’t lose momentum’; Loan Market Chairman

    Loan Market Executive Chairman Sam White has urged the industry to ‘maintain the momentum ahead of the Federal election, saying the campaign for the future of broking was ‘having a real impact’.

  13. Loan Market celebrates its leading women