Mortgage Broker in Ferntree Gully, Mitcham, Mt Evelyn, Croydon and surrounding suburbs
My role as a mortgage broker is to take the stress out of finding the right home loan and help my clients to understand the home loan process. As I work closely with real estate agents, I understand the pressures involved with buying and selling property, and have the finance knowledge and experience to guide you through from beginning to end.
In addition I can provide you with insightful data on any properties you are interested in to help ensure you purchase the right property at the right price. We will also look at your long term goals so that the right structure is set up with these goals in mind and for future wealth creation.
Getting your home loan sorted out early can ensure you are in the best position to negotiate for your home on your own terms.
As a property investor myself, I understand how important it is to have not only the right loan, but more importantly the right structure, to suit your situation and ensure you have a fantastic end result from your investment.
Many Australians enjoy the freedom of working for themselves, but being self-employed means time is of the essence, not to mention the challenge of keeping up with the paperwork of running your own business.
How I can help your clients during this time of uncertainty
In the midst of all of this uncertainty and chaos, I wanted to share that my business is covid-capable, and isolation-enabled. That is to say, it’s business-as-usual and if your clients need me, I am here.
Is March a buyer’s month? To delay or act, that is the question
I’ve read plenty over the years about the “best time to sell” for homeowners in Australia, and that got me thinking. When’s the best time for buyers? When is the market less competitive on the bidder-front? When are prices likely to be more affordable? And how much does supply of real estate stock play a part? Is there such a thing as a buyer’s month? Turns out there is. And it’s probably now.
We’re starting later, it’s costing more - is the property dream unreachable in 2020?
Once upon a time, let’s call it the 80s, the average Australian would buy their first home at the age of 24. Here we are, three decades later, and buying property doesn’t occur until we’re 35. Why is that? Is it thanks to the price of housing in our popular cities, and the militant discipline required to save a gigantic deposit? Or is it that we’ve decided to ‘live a little’ in our twenties, choosing renting and share-housing over striving to attain our first property asset? And is property still the asset class it used to be? Let’s discuss.