Loan Market Mortgage Adviser servicing Yeppoon, Rockhampton, Gracemere and surrounding suburbs
About Robert Beard
My wife Gayle and I are experienced mortgage brokers in the central QLD region, helping customers in Rockhampton, Yeppoon Emu Park, Gracemere and surrounding areas to find the right home loans. Getting a home loan in today's market can be time consuming and difficult task, with so many options available in the market place.
This is were I come in - with 15-20 years experience in central QLD, I know which lenders are the right ones for each type of loan, and that could save you time and hassle. First home buyers, investors, self-employed borrowers and the credit impaired all having different needs, so knowing which lenders are the ideal for each type of client is absolutely crucial.
- TAFE degree in business management
- REIQ real estate certificate IV
- Diploma of financial services
Home Loan Appointments at a Time That Suits You
My wife Gayle and I are fully qualified accredited mortgage brokers and both of us work together from our home-based office. We are available to our clients at any time of day, any day of the week. This is particularly appropriate for our central QLD mine workers with unusual shift arrangements. They can be consulted whenever it suits, or I can visit my clients at a time and place suitable to them, and while I am away the office remains fully operational.
First Home Buyers
Over half of our clients are first home buyers, so we really know how to help you get the right home loan. Our service includes complete assistance with the completion and lodgment of the First Home Owners' Grant (FHOG) forms and the additional regional assistance available to first home buyers. Our approach to the home loan process is a simple, easy-to-understand method that removes the jargon, demystifies the process and develops an understanding of the lenders requirements. Some of the questions we answer include which ones require genuine savings and how much over what period of time, with assistance from family and so on.
Central Qld is a an ideal area to buy land and build your first home. Construction loans can be very complex but I can ensure that your construction loan is structured correctly and work with you and your builder throughout the process.
Home Loans for Mine Workers
As mortgage brokers in Central QLD, the heart of the QLD mining region, we deal with many mine workers looking to invest in property not only in our region, but all around Australia. I am able to help from start to finish, from providing real estate contacts to show them properties anywhere in Australia, to finding accountants and solicitors, setting up tax effective investment loan structures and getting the structures right for maximum wealth creation, right through to providing assistance from agents to find reliable tenants.
Large Range of Lenders and Home Loans
Having access to over 30 lenders means I am able to provide a comprehensive home loan service that encompasses loans for self-employed, lo doc loans, rural loans, first home loans, business loans, personal loans and car loans. There are so many differing loans on the market, but I can help unravel the vagaries of line of credit loans, negative gearing, investment loans and interest only versus principal and interest repayment loans.
Get a Home Loan Check Up
With interest rates in the headlines so often these days, it is wise to check with me on your current provider and home loan to compare interest rates and features, at least once a year. You could be very surprised at just how much in interest rate savings are to be had over the life of your loan. Many clients may also want to roll in their small loans, credit cards and other loans with high interest rates to their home loan, to have one repayment at a more reasonable interest rate.
Customers Central QLD
I like people, I enjoy a challenge and this region of central QLD provides such a vast variety of clients. We have assisted many immigrants from interstate and oversees, who seem to like and enjoy the benefits of relocating to this area, and many mine workers, who have provided a good lifestyle for their family while working their shifts in the coalmines of central QLD. Each day brings something new and to look forward to, from our clients across Emu Park, Yeppoon, Rockhampton, Gracemere and the many regions that surround these locations.
Keen Supporter - Salvation Army
I am a supporter of the Salvation Army and appreciate the marvelous job that they do for the central QLD region.
Apart from supporting the Salvation Army, we have become very involved in offering assistance to the vision impaired through Quantum Vision and Guide Dogs Australia
I know it's important for my clients to have access to experts in related fields, such as real estate, solicitors and valuers. That's why I have a strong business network, including:
- Ray White Yeppoon
- Ray White Rockhampton City
- Ray White Rural Gracemere
- Realchoice Emu Park
- John Logan and Assoc valuers
- Madden & co solicitors Yeppoon/ Rockhampton
- Paul Watts & Co solicitors Yeppoon
- Kerry Connelly Howard solicitors Rockhampton
- Herro Todd White valuers / quantity surveyors