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Rate lock

Rate lock: how does it work?

A rate lock is an optional feature that may be available to applicants of fixed-rate home loans....
  • - 4 min read
Deposit size

How much do you need for a home deposit?

Do you need a 20% deposit to take out a home loan? Not necessarily. We have a look at when lenders may accept a lower deposit....
  • - 3 min read
Home loan pre-approval

Understanding conditional loan approval

For buyers planning to purchase a property, conditional approval can be a smart first step. We have a look at what it means....
  • - 2 min read
cashback offers

Home loan refinance cashback offers: What’s involved?

When a lender offers a cashback deal, they agree to pay you a set amount of money after your new loan settles....
  • - 3 min read
Interest calculated on home loan

How to calculate interest on your home loan

As a basic rule, interest is calculated daily based on the amount of money owing on your loan. As this declines, so does the interest bill....
  • - 3 min read
hottest 100 growth suburbs

Hottest 100 affordable growth suburbs

Ray White has listed the top 100 Australian suburbs with the average price under $750,000 that experienced strong growth....
  • - 5 min read