How much can I borrow?

Your borrowing power is a critical number to know because it helps you understand how much you can spend on a property.

It's important to shop around – banks and lenders all use different criteria to calculate how much they will lend you. Your borrowing capacity between two banks could be thousands of dollars – the difference between purchasing your dream house or settling for your second favourite.

A Loan Market mortgage broker knows what each lender is looking for and who'll lend you more. We talk to over 30 lenders daily and will ask you the right questions to make sure we maximise your borrowing capacity and present the right loan options for you.

Want to maximise your borrowing power? Find out how


Borrowing power calculator

Compare today's lowest home loan rates & repayments from 30+ banks and specialty lenders.

Fixed Rates Variable Rates Low Deposit Loans Offset + Redraw Loans Compare Big4 Banks Thumb anz logo 1 3 Thumb commonwealth bank logo 1 3 Thumb westpac logo 1 3 Thumb national australia bank logo 1 3 Thumb suncorp bank logo 1 3 Thumb st george logo 1 3 Thumb heritage bank limited logo 1 3 Thumb ing logo 1 3 Thumb macquarie bank mortgage solutions logo 1 3 Thumb citibank logo 1 3 Thumb bankwest logo 1 3 Thumb adelaide bank logo 1 3 Thumb me bank logo 1 3 Thumb amp limited logo 1 3 Thumb homeloans ltd logo 1 3 Thumb banksa logo 1 3 Thumb bank of melbourne logo 1 3

We can negotiate a lower rate. Talk to us!

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