Your total income is not the total amount you take home each year. The amount you are taxed on your income depends on which range it falls into. To get a better idea of how much you receive as net income (after tax), use this income tax calculator.
You can also use the budget planner calculator to understand your expenses and find ways to save.
Understand how much money you have coming in compared to what you spend using this calculator to help you identify where you could save.
This calculator helps you calculate how much you can save over time with interest.
Understand the amount you will need to pay your lender before you apply for a home loan and ensure you can comfortably meet your repayments.