Nick Bendel What are deposit bonds and how do they work? A deposit bond is a financial guarantee provided by an insurer. It acts as a substitute for the cash deposit at exchange. We explain.... January 29, 2026 - 2 min read Buying Next Home, First Home Buyer, Investment Property
Shay Waraker Rate lock: how does it work? A rate lock is an optional feature that may be available to applicants of fixed-rate home loans.... January 29, 2026 - 2 min read First Home Buyer
Shay Waraker How much do you need for a home deposit? Do you need a 20% deposit to take out a home loan? Not necessarily. We have a look at when lenders may accept a lower deposit.... January 29, 2026 - 2 min read First Home Buyer, Investment Property
Nick Bendel Understanding conditional loan approval For buyers planning to purchase a property, conditional approval can be a smart first step. We have a look at what it means.... January 29, 2026 - 2 min read First Home Buyer, Investment Property
Nick Bendel How to calculate interest on your home loan As a basic rule, interest is calculated daily based on the amount of money owing on your loan. As this declines, so does the interest bill.... January 22, 2026 - 2 min read First Home Buyer, Refinancing
Shay Waraker Hottest 100 affordable growth suburbs Ray White has listed the top 100 Australian suburbs with the average price under $750,000 that experienced strong growth.... January 21, 2026 - 2 min read First Home Buyer, Investment Property, Market Update
Nick Bendel How to pay off your mortgage in just 10 years While most home loans run for 30 years, it is possible to become mortgage-free much sooner – even in as little as a decade. Find out how.... December 23, 2025 - 2 min read First Home Buyer, Refinancing
Nick Bendel How to buy your first home with a sibling or friend Saving a deposit for your first home can be tough, which is why some Australians team up with a sibling or friend to buy a home together.... December 23, 2025 - 2 min read First Home Buyer
Nick Bendel Brokers vs banks – which is the right option for you? When it comes to getting a home loan, borrowers can go directly to a lender or use a mortgage broker. Discover how the two options stack up.... December 23, 2025 - 2 min read First Home Buyer, Refinancing
Nick Bendel 9 things to prepare before buying a home When you're planning on buying a property, it’s important to follow a process that begins even before you start looking at online listings.... November 4, 2025 - 2 min read Buying Next Home, First Home Buyer
Nick Bendel Mortgage protection insurance: do you need it? Mortgage protection insurance is a type of policy that can help cover your loan repayments in certain circumstances. Find out more.... September 12, 2025 - 2 min read Buying Next Home, First Home Buyer
Shay Waraker August cash rate: 5 tips to prepare for spring buying season Competition has been heating up in the property market. What could today’s cash rate cut mean for aspiring buyers?... August 12, 2025 - 2 min read Buying Next Home, First Home Buyer, Market Update
