What are deposit bonds and how do they work?
January 29, 2026
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A deposit bond is a financial guarantee provided by an insurer. It acts as a substitute for the cash deposit at exchange. We explain.
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A deposit bond is a financial guarantee provided by an insurer. It acts as a substitute for the cash deposit at exchange. We explain.
A rate lock is an optional feature that may be available to applicants of fixed-rate home loans.
Do you need a 20% deposit to take out a home loan? Not necessarily. We have a look at when lenders may accept a lower deposit.