NEWS & INSIGHTS

As home finance experts, we love keeping Australians like you up to speed on finance news, home advice and tips to grow your wealth.

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    Buying property with family and friends: Is it wise?

    Interest rates are the lowest they’ve ever been, but many people are still finding a challenge in purchasing a home on their own. If you’re looking to enter the property market or eager to climb up the property ladder, the solution could lie in buying property with family and friends.

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    Debt consolidation

    When you have multiple debts, it can be stressful trying to keep them all under control, and can put pressure on your family and other areas of life. Many of us have personal loans, car loans and credit cards which we pay off each month, often to different financial institutions. This means you c...

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    Tips to growing wealth

    For most of us, there is no instant lottery ticket to being wealthy, but commitment and discipline are paramount for a strong wealth creation strategy. We share some valuable tips to assist your clients in successfully building wealth and finding financial direction.

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    Using superannuation to buy a first home

    The Committee for Economic Development in Australia (CEDA) is considering a plan where Australians who make voluntary payments into their retirement savings, could be allowed to delve into them when buying property for the first time.

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    Loan Protection - Are you aware of the benefits?

    Whilst many of us have mortgages that will span over a period of thirty years, there are also many of us who don’t have a loan protection policy in place. Whether it’s because we’re not aware that it exists or we’ve heard about it but don’t really understand what it is and therefore don’t see the...

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    Three useful tips for renovating

    Each year, thousands of Australians spend money to spruce up their dwellings. If you’re looking to renovate your home, be cautious of not over-capitalising, the last thing you want is to overspend on items that won’t add value to the place if you later decide to sell it. We offer some tips to hel...

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    Investor Rates – the new landscape

    For those who have an investment property loan, you are undoubtedly aware by now, that APRA (the Australian Prudential Regulatory Authority have hit the lenders with a proverbial ‘stick’ in 2016 for growing their investment books too quickly. It is their job to ensure our banks remain resilient a...

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    WA first home buyer’s increase

    In Australia, The First Home Owners Grant (FHOG) is a government initiative aimed to assist eligible borrowers to become property owners. The grant mostly applies to new homes, with different terms and conditions in each state. This is a great way to help people who are looking to make a break th...

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    Why 2017 will see more people using a mortgage broker

    2016 was an outstanding year for the mortgage industry with interest rates hitting an all-time low, making it a labyrinth for Australians to borrow. Constant changes to lending have been a contributing factor to why more and more people are using a mortgage broker when it comes to purchasing real...

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    Retirement: How full will your glass be if you turn off the tap?

    “More than one-third of Australian pensioners are living below the poverty line, making the country among the worst performers in the world for the financial security of older people” reports the OCDE (Organisation for Economic Co-operation and Development).

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    2016 Wrap up - Sam White Interview

    2016 saw yet another big year for Loan Market and the mortgage broking industry. In an interview with Chairman Sam White he summarised the highs and lows of the last twelve months- this is what he had to say…

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    Rising interest rates

    In the last week, most major Australian lenders [and some smaller ones] have started moving both variable and fixed rates. Some lenders are only moving their investment products whilst others are only moving their fixed products. There are differing reasons from the banks but the general theme...

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    What you need to know to prepare for auction

    Gearing up to attend an auction for a property of interest can be both exciting and nerve-racking, so being well prepared is the first step. To avoid disappointment and potentially extra costs down the track, it’s wise to have a pre-purchase inspection done to the property, which will detect buil...