Positive and negative gearing: pros and cons
When you purchase an investment property, it could be positively or negatively geared. We break down the difference and what it means for the investor.
NEWS & INSIGHTS
As home finance experts, we love keeping Australians like you up to speed on finance news, home advice and tips to grow your wealth.
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How do lenders calculate my income?
If you are self-employed and want to take out a loan, how do lenders calculate your income when assessing your application? We break it down.
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Cash rate rise - what does it mean for you?
The RBA today increased the cash rate - here we have calculated how the cash rate increasing could impact your mortgage repayments.
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Investor loans continue to rise
Investors are continuing to show confidence in the future of property with the latest data showing a 6.1% rise in the value of housing loans made to investors in January, according to the Australian Bureau of Statistics (ABS). A total of $11 billion was loaned to investors - that’s a new reco...
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Rate lock: how does it work?
You’ve found the property. Your broker has helped you find the right loan with a competitive interest rate and all the features you want. You’ve completed the application and now you’re waiting for settlement. As the day comes you look through the paperwork but that competitive fixed interest rat...
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Federal Budget 2022: Who benefits?
The Federal Government last night announced the 2022 Federal Budget with a big focus on counteracting the impacts of escalating costs of living and house prices. The schemes announced are targeted at helping Australians with the challenges of building up a house deposit through the expanded Ho...
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Are you a winner in this year's budget?
The 2021-22 budget has now been released. There’s a lot of talk and I want to help break down the key initiatives targeting home ownership which could help you get into the property market sooner.
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Refinancing Your Home Loan - What You Need To Know
Refinancing your home loan doesn't have to be complicated.
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Keep Room In Your Budget For Home Loan Fees
When you’re planning for a mortgage it can be easy to only focus on the biggest expense - the value of the property.
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Buying your first home: The art of making an offer and negotiating
Making an offer, negotiation, and bidding in auctions are key aspects of purchasing your property. Find out what you need to know to handle this process with ease.
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Are they being overlooked?
Despite interest rates dropping to historic lows, less than ten percent of mortgage holders in Australia have refinanced. That means millions of mortgage holders are paying extra interest for no reason or benefit. That’s the definition of crazy, given I’ll happily do all the heavy lifting for you...
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Rock bottom rates = time to refinance
Despite interest rates dropping to historic lows, less than ten percent of mortgage holders in Australia have refinanced. That means millions of customers are paying extra interest…for no reason or benefit. Especially when you have a broker like me that's here to do the heavy lifting for you.
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7 benefits of using a mortgage broker
We're more than masters of mortgages. Here are 7 non-financial reasons why it's important to have a broker like me on your side.