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I’ve read plenty over the years about the “best time to sell” for homeowners in Australia, and that got me thinking. When’s the best time for buyers? When is the market less competitive on the bidder-front? When are prices likely to be more affordable? And how much does supply of real estate sto...
Once upon a time, let’s call it the 80s, the average Australian would buy their first home at the age of 24. Here we are, three decades later, and buying property doesn’t occur until we’re 35. Why is that? Is it thanks to the price of housing in our popular cities, and the militant discipline req...
In the midst of a terrifying and rough summer for much of Australia, it’s odd to reflect on the season that has been for real estate. It’s been a while since the temperature of the housing and home loan market has been so pleasant. Record low rates, looser credit criteria, lender competition, gov...
You know the phrase, “asset rich, cash poor”? It’s never been uttered in a more provocative environment. Even if you’re generally flush with cash, cash as an investment type is hamstrung these days by the central bank cash rate, meaning you’re poorer than you need to be. Let me say it straight. ...
Economists and property researchers are feeling good about the future. They’re saying, as a whole, Australia is considered a growth market for property prices. And they’re putting it down to our financial regulations and a broadly stable economy. One researcher even said that the next five years...
A former founder of a Not-for-Profit has achieved success in the mortgage industry, transferring the problem-solving skills that readied thousands of people for the workforce to now, helping borrowers achieve their finance goals.
What a difference a year makes. When we reflect on housing and lending in 2019 there is a theme of uncertainty. The property market took a downward turn, and financial institutions got hauled before the public to explain a myriad of practices that subsequently caused the regulator to impose stric...
I get an influx of clients with optimism and determination booking appointments at the start of every year. They plan to buy an investment property, or set up their children with their first property, and couples start getting serious about the first home purchase. You likely get the same sort o...
It’s a new year! So, you’re going to be thinking about how you want this year to be an improvement on the last. I have some home truths for you. Some things you need to hear. Half of us in Australia set new year’s resolutions, but only 12 per cent of us stick to them. So, as a valued client of mi...
Like most of us after a hefty ham and prawn feast on Christmas day, the property market tends to enjoy a nap during the festive season. That is to say that agent and seller activity goes a bit quiet during December and into January. Ironically, both the big property portals report that January i...
I read recently that the average gift spend at Christmas time is over $500. Then I researched the food bill per person (and let’s be honest, the host get stuck with the lion’s share of costs) and it’s $122 for food and $131 for drinks. But for many of us, we spend a whole lot more and to be fair,...
For the second year in a row, Loan Market Group been voted by brokers as #1 ‘Aggregator of Choice’ in Australia, with its brokers endorsing the Group for everything from culture to tech in the industry's leading broker satisfaction survey, commissioned by The Adviser and conducted by Momentum Int...