NEWS & INSIGHTS

As home finance experts, we love keeping Australians like you up to speed on finance news, home advice and tips to grow your wealth.

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    Myth Busting - Understanding refinancing myths

    Everyone wants to pay off their mortgage as quickly as possible. Refinancing your loan gives you the opportunity to take advantage of competitive rates and secure a better deal than what you previously had.

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    Putting yourself in a strong position to buy

    The time between making the decision to buy a home and the turning of the key in your new front door can feel like a long stretch, but there are steps you can take right now to put yourself in a strong position when it comes to buying.

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    What are interest-only loans?

    Interest-only loans are just that; interest only. The main difference between an interest-only loan and a regular principal and interest loan is that the borrower repays only the interest during the interest-only period, instead of paying back both the interest and principal loan amount.

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    What is Lenders Mortgage Insurance?

    For your clients, Lenders Mortgage Insurance (LMI) is a way to help your client become a homeowner sooner without the 20% deposit that is generally required by the lender.

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    Banks vs non-bank lenders

    When it comes to borrowing funds for a home loan, there are a myriad of lenders your clients can pick from. Loan Market mortgage brokers work with both bank and non-bank lenders as they have different products on offer allowing them to cater for more of your client’s unique situations.

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    Low interest rates don’t just mean it’s a good time to buy a home

    With interest rates remaining low, in the light of yet another announcement of ‘hold’ from the Reserve Bank, now remains a great time to take advantage of low interest rates. Low interest rates typically signal an opportune time to buy property, but you can capitalise on them even if you’re not i...

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    EOFY Wrap Up

    Can you believe we’re already mid-year, with another financial year just wrapping up? The property market and employment rates varied significantly from region to region, interest rates remained low, the cash rate mostly remained unchanged, and headline inflation increased in Australia, as it did...

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    Last minute tax tips for your clients

    There are many items which are claimable, but many people are unaware of what they are. Have your clients recently purchased a computer, phone or home office furniture? Subscriptions to publications or course costs? They may even be able to claim their new pair of sunnies if your job involves bei...

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    How your clients can quickly save for a deposit on their first home

    Saving for the deposit on a first home can be exciting for your clients, but it can also end up being tedious and drawn-out. They will want to speed up the process in order to save themselves money in the long run and get into their home quicker. This does call for some sacrifices, however drasti...

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    Does your client work for themselves? What they need to know about self employed loans

    The lure to be your own boss appeals to many. Working full-time for someone else is no longer the norm, with many Australians now opting to work for themselves instead. While there are many perks to working for yourself, there are also downsides, such as potential difficulty in securing a loan.

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    Changes to stamp duty for FHB

    On June 1st, NSW premier Gladys Berejiklian announced that first home buyers across the state will be exempt from paying stamp duty on existing and new homes up to $650,000. There will also be stamp duty concessions for properties between $650,000 and $800,000. The changes, which will come int...

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    How to get a lender to say yes!

    If you’re thinking about applying for a home loan, it’s important to gain an understanding of what the banks and lenders look for in the approval process. The lender will assess your financial position and ability to service the loan, and based on the level of risk that you impose to them, wil...

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    Will the new budget help first home buyers?

    The Federal Government announced its budget, earlier this month, placing a strong focus on first home buyers. The First Home Super Saver Scheme was introduced as part of the big housing affordability measure, where from 1 July 2018 individuals will be able to apply to withdraw voluntary contri...