NEWS & INSIGHTS

As home finance experts, we love keeping Australians like you up to speed on finance news, home advice and tips to grow your wealth.

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    Loan Protection - Are you aware of the benefits?

    Whilst many of us have mortgages that will span over a period of thirty years, there are also many of us who don’t have a loan protection policy in place. Whether it’s because we’re not aware that it exists or we’ve heard about it but don’t really understand what it is and therefore don’t see the...

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    Three useful tips for renovating

    Each year, thousands of Australians spend money to spruce up their dwellings. If you’re looking to renovate your home, be cautious of not over-capitalising, the last thing you want is to overspend on items that won’t add value to the place if you later decide to sell it. We offer some tips to hel...

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    Investor Rates – the new landscape

    For those who have an investment property loan, you are undoubtedly aware by now, that APRA (the Australian Prudential Regulatory Authority have hit the lenders with a proverbial ‘stick’ in 2016 for growing their investment books too quickly. It is their job to ensure our banks remain resilient a...

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    WA first home buyer’s increase

    In Australia, The First Home Owners Grant (FHOG) is a government initiative aimed to assist eligible borrowers to become property owners. The grant mostly applies to new homes, with different terms and conditions in each state. This is a great way to help people who are looking to make a break th...

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    Why 2017 will see more people using a mortgage broker

    2016 was an outstanding year for the mortgage industry with interest rates hitting an all-time low, making it a labyrinth for Australians to borrow. Constant changes to lending have been a contributing factor to why more and more people are using a mortgage broker when it comes to purchasing real...

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    Retirement: How full will your glass be if you turn off the tap?

    “More than one-third of Australian pensioners are living below the poverty line, making the country among the worst performers in the world for the financial security of older people” reports the OCDE (Organisation for Economic Co-operation and Development).

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    2016 Wrap up - Sam White Interview

    2016 saw yet another big year for Loan Market and the mortgage broking industry. In an interview with Chairman Sam White he summarised the highs and lows of the last twelve months- this is what he had to say…

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    Rising interest rates

    In the last week, most major Australian lenders [and some smaller ones] have started moving both variable and fixed rates. Some lenders are only moving their investment products whilst others are only moving their fixed products. There are differing reasons from the banks but the general theme...

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    What you need to know to prepare for auction

    Gearing up to attend an auction for a property of interest can be both exciting and nerve-racking, so being well prepared is the first step. To avoid disappointment and potentially extra costs down the track, it’s wise to have a pre-purchase inspection done to the property, which will detect buil...

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    End of year bucket list

    December brings with it some exciting times with Christmas and a well-deserved break just weeks away. Midst trying to finish projects before the year ends and getting those last minute holiday preparations ready, it’s easy to forget about your yearly bucket list. We’ve put together some errands t...

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    ‘Tis the season to get in the kitchen and bake

    Food brings people together and there’s no time like Christmas to get into the kitchen and bake for your nearest and dearest. These festive treats will have everyone’s mouth watering.

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    Can the information on my credit file hinder my loan application?

    Talking to a mortgage broker can help understand the important role a credit file plays and can advise you of the different requirements by different lenders. Find out your options.

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    Ho Ho How to budget for the silly season

    The silly season can get pricey. Christmas gifts, parties to attend, new outfits for the occasions and -for those who go away- the cost of travel, food and accommodation. Here are some ways to help with the budget.