NEWS & INSIGHTS

As home finance experts, we love keeping Australians like you up to speed on finance news, home advice and tips to grow your wealth.

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    Investment Property Home Loans

    Which performs better, a house or a unit? by Alex Henderson, Prosper Group Are you thinking about buying an investment property and are not sure whether to buy a house or unit? Many investment property analysts argue that it is the underlying value of the land which drives the capital growth of...

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    First home buyer incentive scheme update

    By Greville Pabst - CEO & Director, WBP Property Valuers Cuts to first home owner incentives were made in October; the first of a two phase reduction to the time limited boost that saw grants fall by $3,500 from the generous $14,000 on offer for first time buyers of established homes. Grants...

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    Liquidity and the stock market

    By Colin Nicholson Liquidity is a concept with several meanings. One important meaning is in the financial sense of the word. If we say that a company is liquid, we mean that it has a sufficient cash flow to meet its financial obligations as they fall due. While this is a very important aspect...

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    Fixed Rate vs Variable Rate Home Loans

    by Sam White, Executive Director There has been a marked rise in enquiries from home owners about fixing their mortgage rates since the Reserve Bank of Australia (RBA) began raising interest rates. The RBA's 0.25 per cent hike yesterday will likely mean further increases to variable and fixed...

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    Free healthy recipe - cranberry and chocolate slice

    by Judy Davie, The Food Coach Low fat, Low GI, Wheat Free Prep Time: 10 mins Cooking Time: 25 mins Ready in: 35 mins Suitable for: Dessert, Snack Ingredients: 1 cups rolled oats 1 cups wholemeal spelt flour 1 cup dried cranberries cup walnuts or pistachios cup dark muscovado sugar 1 tsp allspice...

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    When is debt due?

    By Colin Nicholson During the global financial crisis of 2008 and 2009, we have seen it become very difficult to borrow money, especially from banks. In fact, for a while many banks were not prepared to lend to each other, let alone to commercial businesses. There were several reasons for this,...

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    Combat rate rises

    by John Kolenda, Executive Director Loan Market Group Homeowners should take steps to minimise the impact of the upward movement in interest rates. The Reserve Bank of Australia (RBA) increased the official cash rate by 0.25 per cent yesterday, andmany forecasters believe rates will rise up to...

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    Why is now a good time to buy a Sydney investment property?

    by Chris White, Prosper Group Many property investors have always regarded buying a Sydney Investment Property as one of the best and quickest methods to build personal wealth. Let's take a look at why. 1. There is good potential for capital growth, generating equity and allowing for further...

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    Tax Tips

    byArthur Kassos, CPA If you're eligible for the education tax refund but you don't have to lodge a tax return you can complete either of the following options: Item T6 and other compulsory labels on the 2009 Individual Tax Return (similar to what you do for a franking credit refund) Education...

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    National property update

    Greville Pabst, CEO & Director, WBP Property Valuers Following a substantial slump in the Australian property market in late 2008, auction clearance rates have bounced back. Figures show that national clearance rates have witnessed a positive trend since June, a welcome shift from considerab...

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    Think you can't buy peace of mind? Think again.

    by Defence Housing Australia (DHA) When you invest with Defence Housing Australia (DHA), an Australian Government Business Enterprise, you get more than just bricks and mortar. What other property investment matches the security of our long term lease and guaranteed rental income ? Plus a single...

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    Capital Gains Tax principle place of residence exemption

    by Arthur Kassos, CPA Recently I have had a couple of Capital Gain Tax (CGT) questions sent to me asking similar questions in respect to the principle place of residence exemption.' A couple has purchased a block of land in 1994 to build a home for themselves. They eventually build a house on...

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    Rates will increase in big steps

    by John Kolenda, Executive Director Yesterday's decision by the Reserve Bank of Australia (RBA) comes as no surprise with most economists expecting interest rates to remain on hold, as we wait for a continuation of the good news we are currently hearing about the local and international...