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Your x-ray vision has showed you some properties you’d like to buy. And you’re ready to move faster than the speed of light. But, even your sharp senses aren’t telling you just how much you can borrow… And, uncertainty and lack of confidence are a buyer’s kryptonite! Enter your super power in the...
The RBA regularly disappoints audiences who prefer their fiscal performances feisty! Same costumes, dreary music, monotone actors. But this month’s curtain revealed a rate cut of 0.25%—the first variation in three years…
The American alligator balances sticks and branches on its head to entice birds in search of nesting material. The margay jungle cat mimics the cries of baby monkeys. Fortunately, attracting new clients is nowhere near as difficult. One sure-fire way to grow your business is to find referral part...
The past year has seen brokers fight against changing credit policies, the threat of losing commissions and falling borrower numbers. Two Loan Market businesses have overcome all that with an increased focus on the customer experience, diversification and a commitment to training and education.
Consumer confidence will be spurred by the ‘perfect three’; political certainty post the federal election, APRA easing credit guidelines and now, the Reserve Bank of Australia’s (RBA) decision to cut interest rates to a historic low today, according to Australia’s largest 100% family and owned mo...
If you’ve struggled to get a pre-approval/home loan for the amount you’d hoped lately, you probably blamed the bank. It’s frustrating, upsetting, alienating, unfair, infuriating… Since 2014, a high percentage of people have had their applications rejected.
The Reserve Bank cash rate has hovered at 1.5 per cent since August 2016. This rate has more-or-less translated to a standard variable rate among the banks of around 4 - 6 per cent depending on your lender. But with today’s RBA’s cash rate decrease of .25 basis points, and another .25 basis poin...
In a surprise win, the Coalition has prevailed! After a time of political uncertainty, it’s a relief to know the outcome of the election and what it means for you and your customers. I make it my job to be across these things, and understand what any policy changes include, and how they will assi...
News just in: APRA, Australia’s banking regulator, just announced they have begun consulting on possible revisions regarding serviceability meaning banks no longer have to use its theoretical 7% interest rate floor when calculating if your clients can service a loan. They could instead use the lo...
For years, home owners have been counting our lucky stars. Until now. Prices are swirling downward. It’s being predicted that there will be some serious shivering this year.
With the federal election fast approaching, there is one thing on everyone’s mind as we head to the polls on May 18... who do I vote for?
Becoming your own boss is definitely a rising trend and while there are many perks to working for yourself, there are also some downsides, such as the potential difficulty in getting a loan when you really need one.