Gig workers and home loans; can it work?
Tightening loan conditions, rising house prices, low wage growth...it all makes for a pretty tough environment for gig workers looking to buy a home.
PHIL COUCH - BLOG
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The loan process explained - how a broker can help
The role of a mortgage broker is to make the home loan process as smooth as possible for someone wanting to buy a property. When you need to secure finance, it’s hard to know where to start.
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How a credit report affects a loan application
As part of the approval process when applying for any type of finance, a lender will run a thorough check on your credit report to find out about your credit track record.
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Time to refinance?
Set and forget might work with the oven timer...not so much with your mortgage. Twenty-five years is a long time and things change.
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Refinancing Myths: BUSTED
Despite what you might have heard on the rumour mill, refinancing* your mortgage gives you the opportunity to take advantage of competitive rates and secure a better deal than you previously had.
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3 reasons to refinance your home loan
Sick of interest repayments eating away at your dreams of renovations, investment properties and travel? Staying on top of your mortgage with the right lender and mortgage product is not as hard as you think.
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Wondering how to use your refinancing capital?
How many times have you watched the TV show, The Block, and said ‘I could do better’?
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Save a tonne: Choose the right loan
Sit down, take a deep breath, things are about to get easier. We’re here to rescue you from endless Google searches trying to determine what type of loan is right for you.
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Asset finance explained
How asset finance works As asset finance becomes more prominent in Australia, it’s important to understand how it works and what type of customer it suits. What is asset finance? Asset finance is primarily tailored towards self-employed clients, small business owners, and contractors. It...
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How to bid at auction
On the face of it, bidding at auction is simple. You go into a room with some other people and everyone takes turns calling out prices until the person who is prepared to spend the most money makes the highest bid and buys the property.
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Are you ready for 2016, Financially?
Get financially prepared for 2016 As we farewell another year, many of us will be looking forward to a well deserved break over the festive season. During the down time, it’s a good idea to start thinking about what you want to achieve financially in 2016.
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Buyers without a cash deposit - what are their options?
For many Australians, it can be challenging to save up enough money for a cash deposit - particularly as lending requirements with banks become stricter. It’s a good idea to be across what options are out there for those buyers who don’t have a deposit saved. Here are three options that can be c...
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The loan process explained
The role of a mortgage broker is to make the home loan process as smooth as possible for borrowers. While it might seem simple, securing the right finance can be a complicated and lengthy procedure so it’s important to know exactly what’s involved when your clients are referred to a mortgage broker.